Using Apple Pay in Stores

If I add my credit or debit card to Apple Pay, when I use it in a store, does apple charge a 3% fee?

I just switched from Samsung to Apple. I used Samsung pay practically everywhere. When switching to Apple I saw something about a 3% fee for credit cards when using Apple Pay…. but it says something about an Apple Card, I don’t think I have that, so I just need clarification. Will I be charged a 3% fee when using my credit or debit card through Apple Pay in stores?

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