Using Apple Pay within Apps

Can’t use Apple Pay in apps, but in-store works

I can go into stores and purchase things with Apple Pay (I.e. grocery store, convenient stores, gas) I can also send and receive money via iMessage.

however, whenever I try to purchase anything online through an app, it does not work. It gives a red circle with an exclamation point about it not being able to go through.

this is within multiple apps, not just one. And yes, the funds are available.

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