Just upgraded my MacBook to Catalina (10.15). Prompted to accept new iCloud terms and conditions. Click on link, and nothing happens. It will not load. (Actually, it loaded once and I accepted the terms, but then it disappeared, and the same message telling me I have to accept the terms and conditions still persists as though I had not accepted it, and it has never loaded again). Tried turning off screen time. Someone posted elsewhere that he thought it had to do with multiple iCloud accounts — that is not the case for me.