Setting Up Apple Pay

Apple Pay Strange Behavior

I have an iPhone 11 and have been using Apple Pay for years. I have been trying to add a new card for a while but always get the "could not set up apple pay" error.

I tried signing out and back into iCloud but now I don't even see the (+) sign in the wallet app. In fact, I don't see the "wallet and Apple Pay" menu in settings.

I've restarted the phone and looked up solutions but even Apple seems to be stumped so I thought Id try this before dealing with phone or in-person support. Can anyone shine any light?


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