Apple TV app

Apple TV+ won't let me use Apple Pay

I can't use Apple Pay for Apple TV+ although documentation shows that it is a valid payment method in the USA. On my phone my free year offer doesn't show up, on my Mac it does. However the Mac then wants me to add a valid payment method for my Apple ID, I put in my creds, then it only gives me credit card / PayPal options, not Apple Pay.

I want 2FA / MFA and I want to be prompted for payments. Everyone gets hacked but I know enough about how Apple Pay works where I trust it, a lot, but I don't want my credentials and or payment details stored anywhere else.

Sorry, not sorry. I've been through enough to have gotten free credit reports because everyone gets hacked … including credit reporting agencies.

What are my options or what is going on?

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